Telephone Banking:

You may access your account by telephone 24 hours a day using your personal identification number, a touch tone phone, and your account numbers to:

• transfer funds from checking to checking
• transfer funds from checking to savings
• transfer funds from savings to checking
• transfer funds from savings to savings

or to get information about:

• the account balance of checking accounts
• the last 20 deposits to checking accounts
• the last 20 withdrawals from checking accounts
• the account balance of savings accounts
• the last 20 deposits to savings accounts
• the last 20 withdrawals from savings accounts