Account Type |
Minimum Balance |
Fees |
Features |
| Community Savings |
$50 |
$7 monthly fee is waived when daily balance of $50 is maintained
Fees waived for children under age 19 |
- Unlimited deposits and withdrawals
- Free transfers to checking
- Free overdraft protection on your checking account
|
| Health Savings Account |
$50 to open |
$20 annual fee |
- Interest paid monthly
- No transaction fees
- Free duplicate checks
- Free Internet Banking and Bill Payer
|
| Christmas Club |
$10 to open |
$5 fee for early withdrawal |
- Automatic transfer from checking
- Paid by check at maturity
|
| Community Money Market Account |
$1,000 |
$10 monthly fee is waived when $1,000 minimum daily balance is maintained |
- Interest paid monthly
- Limited check writing
- Free transfers to checking
- Unlimited deposits
- Monthly statement of account activity
|
|
Certificates of Deposits
IRA Accounts |
$1,000 minimum balance |
None |
- Terms ranging from six months to five years
- A choice of interest payment frequency and method
- Automatic renewal at maturity with a ten-day grace period at then-current rates
- FDIC insured
|
